🏠 HELOC Calculator

Calculate payments and costs for Home Equity Line of Credit (HELOC) loans.

Last updated: 2026-07-24 — Compiled and reviewed by Calvin (Finance Research, FreeCalculators.app)

Home Value ($)

Current Mortgage Balance ($)

HELOC Amount ($)

Interest Rate (%)

Draw Period (years)

Repayment Period (years)

How to Use

1. Enter home value and mortgage

Input your home value and current mortgage balance.

2. Enter HELOC details

Input the HELOC amount, interest rate, and terms.

3. Calculate

Click Calculate to see your payment schedule and costs.

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